﻿{"id":1099,"date":"2026-06-30T00:36:19","date_gmt":"2026-06-30T00:36:19","guid":{"rendered":"https:\/\/blog.phantram.online\/tinh-phan-tram-tang-luong-hang-nam\/"},"modified":"2026-07-07T09:30:44","modified_gmt":"2026-07-07T09:30:44","slug":"tinh-phan-tram-tang-luong-hang-nam","status":"publish","type":"post","link":"https:\/\/1phantram.com\/blog\/tinh-phan-tram-tang-luong-hang-nam\/","title":{"rendered":"C\u00e1ch T\u00ednh Ph\u1ea7n Tr\u0103m T\u0103ng L\u01b0\u01a1ng H\u00e0ng N\u0103m H\u1ee3p L\u00fd"},"content":{"rendered":"<article>\n<p><strong>Ph\u1ea7n tr\u0103m t\u0103ng l\u01b0\u01a1ng<\/strong> l\u00e0 m\u1ed9t trong nh\u1eefng con s\u1ed1 \u0111\u01b0\u1ee3c mong ch\u1edd nh\u1ea5t m\u1ed7i d\u1ecbp cu\u1ed1i n\u0103m hay \u0111\u1ea7u n\u0103m t\u00e0i ch\u00ednh, nh\u01b0ng c\u0169ng l\u00e0 con s\u1ed1 d\u1ec5 g\u00e2y hi\u1ec3u l\u1ea7m nh\u1ea5t. Khi s\u1ebfp th\u00f4ng b\u00e1o &#8220;n\u0103m nay b\u1ea1n \u0111\u01b0\u1ee3c t\u0103ng 8%&#8221;, b\u1ea1n c\u00f3 th\u1ef1c s\u1ef1 bi\u1ebft con s\u1ed1 \u0111\u00f3 c\u00f3 \u00fd ngh\u0129a g\u00ec v\u1edbi t\u00fai ti\u1ec1n c\u1ee7a m\u00ecnh kh\u00f4ng? T\u0103ng 8% nghe c\u00f3 v\u1ebb nhi\u1ec1u, nh\u01b0ng n\u1ebfu l\u1ea1m ph\u00e1t n\u0103m \u0111\u00f3 l\u00e0 5% th\u00ec s\u1ee9c mua th\u1ef1c t\u1ebf c\u1ee7a b\u1ea1n ch\u1ec9 t\u0103ng v\u1ecfn v\u1eb9n g\u1ea7n 3%. Hi\u1ec3u r\u00f5 c\u00e1ch t\u00ednh ph\u1ea7n tr\u0103m t\u0103ng l\u01b0\u01a1ng kh\u00f4ng ch\u1ec9 gi\u00fap b\u1ea1n ki\u1ec3m tra xem c\u00f4ng ty tr\u1ea3 \u0111\u00fang cam k\u1ebft hay kh\u00f4ng, m\u00e0 c\u00f2n gi\u00fap b\u1ea1n \u0111\u00e1nh gi\u00e1 l\u1eddi m\u1eddi l\u00e0m vi\u1ec7c m\u1edbi, so s\u00e1nh gi\u1eefa c\u00e1c \u0111\u1ec1 ngh\u1ecb, v\u00e0 th\u01b0\u01a1ng l\u01b0\u1ee3ng m\u1ed9t c\u00e1ch th\u00f4ng minh d\u1ef1a tr\u00ean s\u1ed1 li\u1ec7u thay v\u00ec c\u1ea3m t\u00ednh. \u0110\u00e2y l\u00e0 m\u1ed9t k\u1ef9 n\u0103ng t\u00e0i ch\u00ednh c\u00e1 nh\u00e2n n\u1ec1n t\u1ea3ng m\u00e0 b\u1ea5t k\u1ef3 ng\u01b0\u1eddi \u0111i l\u00e0m n\u00e0o c\u0169ng n\u00ean th\u00e0nh th\u1ea1o. Trong b\u00e0i vi\u1ebft n\u00e0y, ch\u00fang t\u00f4i s\u1ebd h\u01b0\u1edbng d\u1eabn b\u1ea1n t\u1eebng b\u01b0\u1edbc c\u00e1ch t\u00ednh ph\u1ea7n tr\u0103m t\u0103ng l\u01b0\u01a1ng h\u00e0ng n\u0103m m\u1ed9t c\u00e1ch ch\u00ednh x\u00e1c, ph\u00e2n bi\u1ec7t t\u0103ng l\u01b0\u01a1ng danh ngh\u0129a v\u1edbi t\u0103ng l\u01b0\u01a1ng th\u1ef1c t\u1ebf, gi\u1ea3i th\u00edch th\u1ebf n\u00e0o l\u00e0 m\u1ed9t m\u1ee9c t\u0103ng &#8220;h\u1ee3p l\u00fd&#8221; theo t\u1eebng vai tr\u00f2 v\u00e0 ng\u00e0nh ngh\u1ec1, k\u00e8m b\u1ea3ng minh h\u1ecda v\u00e0 v\u00ed d\u1ee5 th\u1ef1c t\u1ebf b\u1eb1ng VND. B\u1ea1n c\u0169ng s\u1ebd h\u1ecdc c\u00e1ch t\u00ednh l\u01b0\u01a1ng l\u0169y k\u1ebf qua nhi\u1ec1u n\u0103m, c\u00e1ch l\u1ea1m ph\u00e1t b\u00e0o m\u00f2n thu nh\u1eadp, v\u00e0 c\u00e1c chi\u1ebfn thu\u1eadt th\u01b0\u01a1ng l\u01b0\u1ee3ng \u0111\u1ec3 \u0111\u1ea3m b\u1ea3o m\u1ee9c t\u0103ng l\u01b0\u01a1ng c\u1ee7a b\u1ea1n \u0111i \u0111\u00fang h\u01b0\u1edbng.<\/p>\n<div style=\"background:#f0f9ff;border-left:4px solid #0ea5e9;padding:16px;margin:20px 0;\">\n<strong>\ud83e\uddee C\u00f4ng c\u1ee5 t\u00ednh nhanh:<\/strong> B\u1ea1n mu\u1ed1n t\u00ednh ph\u1ea7n tr\u0103m t\u0103ng l\u01b0\u01a1ng, m\u1ee9c l\u01b0\u01a1ng sau khi t\u0103ng, hay so s\u00e1nh hai l\u1eddi m\u1eddi l\u00e0m vi\u1ec7c ch\u1ec9 trong v\u00e0i gi\u00e2y? H\u00e3y d\u00f9ng c\u00f4ng c\u1ee5 mi\u1ec5n ph\u00ed t\u1ea1i <a href=\"https:\/\/1phantram.com\"><strong>1phantram.com<\/strong><\/a> \u2014 ch\u00ednh x\u00e1c, nhanh ch\u00f3ng v\u00e0 ho\u00e0n to\u00e0n mi\u1ec5n ph\u00ed.\n<\/div>\n<h2>Ph\u1ea7n Tr\u0103m T\u0103ng L\u01b0\u01a1ng L\u00e0 G\u00ec?<\/h2>\n<p>Ph\u1ea7n tr\u0103m t\u0103ng l\u01b0\u01a1ng l\u00e0 t\u1ef7 l\u1ec7 ph\u1ea7n tr\u0103m th\u1ec3 hi\u1ec7n m\u1ee9c \u0111\u1ed9 thay \u0111\u1ed5i c\u1ee7a l\u01b0\u01a1ng m\u1edbi so v\u1edbi l\u01b0\u01a1ng c\u0169 trong m\u1ed9t kho\u1ea3ng th\u1eddi gian, th\u01b0\u1eddng l\u00e0 m\u1ed9t n\u0103m. N\u00f3 cho bi\u1ebft thu nh\u1eadp c\u1ee7a b\u1ea1n \u0111\u00e3 t\u0103ng (ho\u1eb7c gi\u1ea3m) bao nhi\u00eau ph\u1ea7n so v\u1edbi m\u1ed1c ban \u0111\u1ea7u, gi\u00fap b\u1ea1n so s\u00e1nh kh\u00e1ch quan gi\u1eefa c\u00e1c n\u0103m, c\u00e1c c\u00f4ng vi\u1ec7c v\u00e0 c\u00e1c \u0111\u1ec1 ngh\u1ecb kh\u00e1c nhau.<\/p>\n<h3>\u0110\u1ecbnh ngh\u0129a c\u01a1 b\u1ea3n<\/h3>\n<p>Kh\u00e1c v\u1edbi con s\u1ed1 tuy\u1ec7t \u0111\u1ed1i (v\u00ed d\u1ee5 &#8220;t\u0103ng 2 tri\u1ec7u \u0111\u1ed3ng&#8221;), ph\u1ea7n tr\u0103m t\u0103ng l\u01b0\u01a1ng l\u00e0 con s\u1ed1 t\u01b0\u01a1ng \u0111\u1ed1i. C\u00f9ng \u0111\u01b0\u1ee3c t\u0103ng 2 tri\u1ec7u \u0111\u1ed3ng, nh\u01b0ng ng\u01b0\u1eddi \u0111ang nh\u1eadn 10 tri\u1ec7u \u0111\u1ed3ng \u0111\u01b0\u1ee3c t\u0103ng 20%, c\u00f2n ng\u01b0\u1eddi nh\u1eadn 40 tri\u1ec7u \u0111\u1ed3ng ch\u1ec9 t\u0103ng 5%. V\u00ec v\u1eady, ph\u1ea7n tr\u0103m t\u0103ng l\u01b0\u01a1ng ph\u1ea3n \u00e1nh ch\u00ednh x\u00e1c h\u01a1n &#8220;\u0111\u1ed9 h\u00e0o ph\u00f3ng&#8221; c\u1ee7a m\u1ed9t \u0111\u1ee3t t\u0103ng l\u01b0\u01a1ng so v\u1edbi m\u1eb7t b\u1eb1ng thu nh\u1eadp hi\u1ec7n t\u1ea1i c\u1ee7a b\u1ea1n. \u0110\u00e2y l\u00e0 l\u00fd do h\u1ea7u h\u1ebft c\u00f4ng ty v\u00e0 b\u00e1o c\u00e1o th\u1ecb tr\u01b0\u1eddng lao \u0111\u1ed9ng \u0111\u1ec1u d\u00f9ng ph\u1ea7n tr\u0103m thay v\u00ec con s\u1ed1 tuy\u1ec7t \u0111\u1ed1i khi n\u00f3i v\u1ec1 \u0111i\u1ec1u ch\u1ec9nh l\u01b0\u01a1ng.<\/p>\n<h3>T\u0103ng l\u01b0\u01a1ng danh ngh\u0129a v\u00e0 t\u0103ng l\u01b0\u01a1ng th\u1ef1c t\u1ebf<\/h3>\n<p>M\u1ed9t \u0111i\u1ec3m c\u1ef1c k\u1ef3 quan tr\u1ecdng nh\u01b0ng th\u01b0\u1eddng b\u1ecb b\u1ecf qua: t\u0103ng l\u01b0\u01a1ng <em>danh ngh\u0129a<\/em> (nominal) l\u00e0 con s\u1ed1 ph\u1ea7n tr\u0103m tr\u00ean h\u1ee3p \u0111\u1ed3ng, c\u00f2n t\u0103ng l\u01b0\u01a1ng <em>th\u1ef1c t\u1ebf<\/em> (real) l\u00e0 ph\u1ea7n tr\u0103m sau khi tr\u1eeb l\u1ea1m ph\u00e1t. N\u1ebfu b\u1ea1n \u0111\u01b0\u1ee3c t\u0103ng 8% trong khi gi\u00e1 c\u1ea3 t\u0103ng 5%, m\u1ee9c t\u0103ng th\u1ef1c t\u1ebf c\u1ee7a b\u1ea1n ch\u1ec9 kho\u1ea3ng 2,86%. T\u0103ng l\u01b0\u01a1ng th\u1ef1c t\u1ebf m\u1edbi l\u00e0 th\u1ee9 quy\u1ebft \u0111\u1ecbnh s\u1ee9c mua c\u1ee7a b\u1ea1n c\u00f3 c\u1ea3i thi\u1ec7n hay kh\u00f4ng. M\u1ed9t m\u1ee9c t\u0103ng danh ngh\u0129a cao trong m\u00f4i tr\u01b0\u1eddng l\u1ea1m ph\u00e1t cao \u0111\u00f4i khi v\u1eabn khi\u1ebfn b\u1ea1n ngh\u00e8o \u0111i.<\/p>\n<h3>Ph\u1ea7n tr\u0103m t\u0103ng l\u01b0\u01a1ng v\u00e0 qu\u1ea3n l\u00fd t\u00e0i ch\u00ednh<\/h3>\n<p>Hi\u1ec3u ph\u1ea7n tr\u0103m t\u0103ng l\u01b0\u01a1ng l\u00e0 m\u1ed9t ph\u1ea7n thi\u1ebft y\u1ebfu c\u1ee7a t\u01b0 duy <a href=\"https:\/\/1phantram.com\/blog\/quan-ly-tai-chinh-ca-nhan\/\">qu\u1ea3n l\u00fd t\u00e0i ch\u00ednh c\u00e1 nh\u00e2n<\/a>. Khi bi\u1ebft ch\u00ednh x\u00e1c thu nh\u1eadp t\u0103ng bao nhi\u00eau ph\u1ea7n th\u1ef1c t\u1ebf, b\u1ea1n c\u00f3 th\u1ec3 l\u1eadp k\u1ebf ho\u1ea1ch ti\u1ebft ki\u1ec7m, \u0111\u1ea7u t\u01b0 v\u00e0 chi ti\u00eau h\u1ee3p l\u00fd. Nhi\u1ec1u ng\u01b0\u1eddi th\u1ea5y l\u01b0\u01a1ng t\u0103ng li\u1ec1n t\u0103ng chi ti\u00eau t\u01b0\u01a1ng \u1ee9ng (hi\u1ec7n t\u01b0\u1ee3ng &#8220;l\u1ea1m ph\u00e1t l\u1ed1i s\u1ed1ng&#8221;) m\u00e0 kh\u00f4ng nh\u1eadn ra ph\u1ea7n l\u1edbn m\u1ee9c t\u0103ng \u0111\u00e3 b\u1ecb l\u1ea1m ph\u00e1t &#8220;\u0103n&#8221; m\u1ea5t. T\u00ednh to\u00e1n \u0111\u00fang gi\u00fap b\u1ea1n ra quy\u1ebft \u0111\u1ecbnh t\u00e0i ch\u00ednh t\u1ec9nh t\u00e1o h\u01a1n.<\/p>\n<h2>C\u00f4ng Th\u1ee9c T\u00ednh Ph\u1ea7n Tr\u0103m T\u0103ng L\u01b0\u01a1ng<\/h2>\n<p>C\u00f4ng th\u1ee9c t\u00ednh ph\u1ea7n tr\u0103m t\u0103ng l\u01b0\u01a1ng r\u1ea5t \u0111\u01a1n gi\u1ea3n v\u00e0 b\u1ea1n ho\u00e0n to\u00e0n c\u00f3 th\u1ec3 nh\u1ea9m ho\u1eb7c t\u00ednh b\u1eb1ng m\u00e1y t\u00ednh c\u01a1 b\u1ea3n. N\u1eafm v\u1eefng c\u00f4ng th\u1ee9c n\u00e0y gi\u00fap b\u1ea1n t\u1ef1 ki\u1ec3m tra m\u1ecdi con s\u1ed1 m\u00e0 c\u00f4ng ty \u0111\u01b0a ra.<\/p>\n<h3>C\u00f4ng th\u1ee9c c\u01a1 b\u1ea3n<\/h3>\n<p><strong>Ph\u1ea7n tr\u0103m t\u0103ng l\u01b0\u01a1ng = ((L\u01b0\u01a1ng m\u1edbi \u2212 L\u01b0\u01a1ng c\u0169) \/ L\u01b0\u01a1ng c\u0169) \u00d7 100%<\/strong><\/p>\n<p>V\u00ed d\u1ee5: l\u01b0\u01a1ng c\u0169 c\u1ee7a b\u1ea1n l\u00e0 15.000.000 \u0111\u1ed3ng, l\u01b0\u01a1ng m\u1edbi l\u00e0 16.500.000 \u0111\u1ed3ng. Ph\u1ea7n tr\u0103m t\u0103ng = ((16.500.000 \u2212 15.000.000) \/ 15.000.000) \u00d7 100% = (1.500.000 \/ 15.000.000) \u00d7 100% = 10%. \u0110\u00e2y l\u00e0 c\u00f4ng th\u1ee9c n\u1ec1n t\u1ea3ng \u00e1p d\u1ee5ng cho m\u1ecdi ph\u00e9p t\u00ednh t\u0103ng gi\u1ea3m theo t\u1ef7 l\u1ec7. B\u1ea1n c\u00f3 th\u1ec3 \u00f4n l\u1ea1i c\u00e1c ph\u00e9p t\u00ednh t\u1ef7 l\u1ec7 chu\u1ea9n trong b\u00e0i <a href=\"https:\/\/1phantram.com\/blog\/cong-thuc-tinh-phan-tram\/\">c\u00f4ng th\u1ee9c t\u00ednh ph\u1ea7n tr\u0103m<\/a>.<\/p>\n<div style=\"background:#f0f9ff;border-left:4px solid #0ea5e9;padding:16px;margin:20px 0;\">\n<strong>\ud83d\udccc V\u00ed d\u1ee5 th\u1ef1c t\u1ebf (Nh\u00e2n vi\u00ean kinh doanh s\u00e0n Shopee):<\/strong><br \/>\nCh\u1ecb H\u01b0\u01a1ng l\u00e0m qu\u1ea3n l\u00fd gian h\u00e0ng cho m\u1ed9t shop l\u1edbn tr\u00ean Shopee, l\u01b0\u01a1ng c\u0169 <strong>18.000.000 \u0111\u1ed3ng\/th\u00e1ng<\/strong>. Sau \u0111\u1ee3t \u0111\u00e1nh gi\u00e1 cu\u1ed1i n\u0103m, l\u01b0\u01a1ng m\u1edbi c\u1ee7a ch\u1ecb l\u00e0 <strong>20.700.000 \u0111\u1ed3ng\/th\u00e1ng<\/strong>.<br \/>\n\u2192 Ph\u1ea7n tr\u0103m t\u0103ng = ((20.700.000 \u2212 18.000.000) \/ 18.000.000) \u00d7 100% = (2.700.000 \/ 18.000.000) \u00d7 100% = <strong>15%<\/strong><br \/>\n\u0110\u00e2y l\u00e0 m\u1ed9t m\u1ee9c t\u0103ng cao, ph\u1ea3n \u00e1nh \u0111\u00f3ng g\u00f3p doanh s\u1ed1 n\u1ed5i b\u1eadt c\u1ee7a ch\u1ecb trong n\u0103m.\n<\/div>\n<h3>T\u00ednh l\u01b0\u01a1ng m\u1edbi khi bi\u1ebft ph\u1ea7n tr\u0103m t\u0103ng<\/h3>\n<p>Khi c\u00f4ng ty th\u00f4ng b\u00e1o m\u1ee9c t\u0103ng ph\u1ea7n tr\u0103m, b\u1ea1n c\u00f3 th\u1ec3 t\u00ednh ng\u01b0\u1ee3c ra l\u01b0\u01a1ng m\u1edbi: <strong>L\u01b0\u01a1ng m\u1edbi = L\u01b0\u01a1ng c\u0169 \u00d7 (1 + Ph\u1ea7n tr\u0103m t\u0103ng \/ 100)<\/strong>. V\u00ed d\u1ee5 l\u01b0\u01a1ng c\u0169 22.000.000 \u0111\u1ed3ng, \u0111\u01b0\u1ee3c t\u0103ng 7% \u2192 L\u01b0\u01a1ng m\u1edbi = 22.000.000 \u00d7 (1 + 0,07) = 22.000.000 \u00d7 1,07 = 23.540.000 \u0111\u1ed3ng. C\u00e1ch t\u00ednh n\u00e0y c\u1ef1c k\u1ef3 h\u1eefu \u00edch khi b\u1ea1n nh\u1eadn l\u1eddi m\u1eddi l\u00e0m vi\u1ec7c m\u1edbi ghi m\u1ee9c t\u0103ng theo ph\u1ea7n tr\u0103m so v\u1edbi l\u01b0\u01a1ng hi\u1ec7n t\u1ea1i.<\/p>\n<h3>T\u00ednh ph\u1ea7n tr\u0103m khi bi\u1ebft l\u01b0\u01a1ng m\u1edbi v\u00e0 l\u01b0\u01a1ng c\u0169<\/h3>\n<p>Ng\u01b0\u1ee3c l\u1ea1i, n\u1ebfu hai c\u00f4ng ty \u0111\u01b0a ra hai con s\u1ed1 l\u01b0\u01a1ng c\u1ee5 th\u1ec3, b\u1ea1n d\u00f9ng c\u00f4ng th\u1ee9c c\u01a1 b\u1ea3n \u0111\u1ec3 bi\u1ebft b\u00ean n\u00e0o t\u0103ng nhi\u1ec1u h\u01a1n theo t\u1ef7 l\u1ec7. V\u00ed d\u1ee5: c\u00f4ng ty A \u0111\u1ec1 ngh\u1ecb t\u0103ng t\u1eeb 20 tri\u1ec7u l\u00ean 23 tri\u1ec7u (t\u0103ng 15%), c\u00f4ng ty B t\u1eeb 25 tri\u1ec7u l\u00ean 28 tri\u1ec7u (t\u0103ng 12%). D\u00f9 B tr\u1ea3 l\u01b0\u01a1ng tuy\u1ec7t \u0111\u1ed1i cao h\u01a1n, A l\u1ea1i c\u00f3 t\u1ef7 l\u1ec7 t\u0103ng cao h\u01a1n \u2014 \u0111i\u1ec1u n\u00e0y quan tr\u1ecdng khi b\u1ea1n so s\u00e1nh t\u1ed1c \u0111\u1ed9 th\u0103ng ti\u1ebfn thu nh\u1eadp theo th\u1eddi gian.<\/p>\n<table border=\"1\" cellpadding=\"8\" cellspacing=\"0\" style=\"border-collapse:collapse;width:100%;margin:20px 0;\">\n<thead style=\"background:#f1f5f9;\">\n<tr>\n<th>L\u01b0\u01a1ng c\u0169 (VND)<\/th>\n<th>L\u01b0\u01a1ng m\u1edbi (VND)<\/th>\n<th>Ch\u00eanh l\u1ec7ch (VND)<\/th>\n<th>Ph\u1ea7n tr\u0103m t\u0103ng<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>10.000.000<\/td>\n<td>11.000.000<\/td>\n<td>1.000.000<\/td>\n<td>10%<\/td>\n<\/tr>\n<tr>\n<td>15.000.000<\/td>\n<td>16.050.000<\/td>\n<td>1.050.000<\/td>\n<td>7%<\/td>\n<\/tr>\n<tr>\n<td>20.000.000<\/td>\n<td>23.000.000<\/td>\n<td>3.000.000<\/td>\n<td>15%<\/td>\n<\/tr>\n<tr>\n<td>30.000.000<\/td>\n<td>31.500.000<\/td>\n<td>1.500.000<\/td>\n<td>5%<\/td>\n<\/tr>\n<tr>\n<td>50.000.000<\/td>\n<td>56.000.000<\/td>\n<td>6.000.000<\/td>\n<td>12%<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<h2>T\u0103ng L\u01b0\u01a1ng Bao Nhi\u00eau Ph\u1ea7n Tr\u0103m L\u00e0 H\u1ee3p L\u00fd?<\/h2>\n<p>\u0110\u00e2y l\u00e0 c\u00e2u h\u1ecfi m\u00e0 m\u1ecdi ng\u01b0\u1eddi \u0111i l\u00e0m \u0111\u1ec1u th\u1eafc m\u1eafc. Kh\u00f4ng c\u00f3 m\u1ed9t con s\u1ed1 &#8220;\u0111\u00fang&#8221; cho t\u1ea5t c\u1ea3, nh\u01b0ng c\u00f3 nh\u1eefng khung tham chi\u1ebfu gi\u00fap b\u1ea1n \u0111\u00e1nh gi\u00e1 m\u1ee9c t\u0103ng c\u1ee7a m\u00ecnh c\u00f3 c\u1ea1nh tranh hay kh\u00f4ng.<\/p>\n<h3>M\u1ee9c t\u0103ng \u0111\u1ec3 theo k\u1ecbp l\u1ea1m ph\u00e1t<\/h3>\n<p>M\u1ee9c t\u0103ng t\u1ed1i thi\u1ec3u \u0111\u1ec3 b\u1ea1n kh\u00f4ng b\u1ecb ngh\u00e8o \u0111i l\u00e0 m\u1ee9c b\u1eb1ng t\u1ef7 l\u1ec7 l\u1ea1m ph\u00e1t. N\u1ebfu l\u1ea1m ph\u00e1t kho\u1ea3ng 3\u20134%\/n\u0103m, m\u1ed9t \u0111\u1ee3t t\u0103ng l\u01b0\u01a1ng d\u01b0\u1edbi m\u1ee9c n\u00e0y th\u1ef1c ch\u1ea5t l\u00e0 m\u1ed9t \u0111\u1ee3t <em>gi\u1ea3m l\u01b0\u01a1ng th\u1ef1c t\u1ebf<\/em>. V\u00ec v\u1eady, m\u1ee9c t\u0103ng &#8220;gi\u1eef ch\u1ed7&#8221; (cost-of-living adjustment) th\u01b0\u1eddng n\u1eb1m trong kho\u1ea3ng 3\u20135%. B\u1ea5t k\u1ef3 con s\u1ed1 n\u00e0o d\u01b0\u1edbi l\u1ea1m ph\u00e1t \u0111\u1ec1u \u0111\u00e1ng \u0111\u1ec3 b\u1ea1n \u0111\u1eb7t c\u00e2u h\u1ecfi v\u1edbi c\u1ea5p qu\u1ea3n l\u00fd.<\/p>\n<h3>M\u1ee9c t\u0103ng theo hi\u1ec7u su\u1ea5t v\u00e0 th\u1ecb tr\u01b0\u1eddng<\/h3>\n<p>\u0110\u1ed1i v\u1edbi nh\u00e2n vi\u00ean c\u00f3 hi\u1ec7u su\u1ea5t t\u1ed1t, m\u1ee9c t\u0103ng h\u1ee3p l\u00fd th\u01b0\u1eddng n\u1eb1m trong kho\u1ea3ng 7\u201312% m\u1ed7i n\u0103m. V\u1edbi ng\u01b0\u1eddi c\u00f3 th\u00e0nh t\u00edch xu\u1ea5t s\u1eafc, \u0111\u01b0\u1ee3c th\u0103ng ch\u1ee9c, ho\u1eb7c l\u00e0m trong ng\u00e0nh \u0111ang khan hi\u1ebfm nh\u00e2n l\u1ef1c (nh\u01b0 c\u00f4ng ngh\u1ec7, th\u01b0\u01a1ng m\u1ea1i \u0111i\u1ec7n t\u1eed, d\u1eef li\u1ec7u), m\u1ee9c t\u0103ng c\u00f3 th\u1ec3 \u0111\u1ea1t 15\u201325% ho\u1eb7c cao h\u01a1n. Khi nh\u1ea3y vi\u1ec7c, m\u1ee9c t\u0103ng ph\u1ed5 bi\u1ebfn \u0111\u1ec3 x\u1ee9ng \u0111\u00e1ng v\u1edbi r\u1ee7i ro chuy\u1ec3n \u0111\u1ed5i th\u01b0\u1eddng l\u00e0 20\u201330% so v\u1edbi l\u01b0\u01a1ng hi\u1ec7n t\u1ea1i.<\/p>\n<h3>M\u1ee9c t\u0103ng theo vai tr\u00f2 v\u00e0 th\u00e2m ni\u00ean<\/h3>\n<p>Ng\u01b0\u1eddi m\u1edbi v\u00e0o ngh\u1ec1 th\u01b0\u1eddng c\u00f3 bi\u00ean \u0111\u1ed9 t\u0103ng l\u01b0\u01a1ng l\u1edbn h\u01a1n theo ph\u1ea7n tr\u0103m v\u00ec xu\u1ea5t ph\u00e1t \u0111i\u1ec3m th\u1ea5p v\u00e0 n\u0103ng l\u1ef1c t\u0103ng nhanh. Ng\u01b0\u1eddi \u0111\u00e3 \u1edf m\u1ee9c l\u01b0\u01a1ng cao, v\u1ecb tr\u00ed c\u1ea5p cao th\u01b0\u1eddng c\u00f3 ph\u1ea7n tr\u0103m t\u0103ng nh\u1ecf h\u01a1n nh\u01b0ng con s\u1ed1 tuy\u1ec7t \u0111\u1ed1i l\u1edbn. \u0110\u00e2y l\u00e0 l\u00fd do b\u1ea1n kh\u00f4ng n\u00ean so s\u00e1nh ph\u1ea7n tr\u0103m t\u0103ng l\u01b0\u01a1ng c\u1ee7a m\u00ecnh v\u1edbi ng\u01b0\u1eddi \u1edf c\u1ea5p b\u1eadc ho\u00e0n to\u00e0n kh\u00e1c.<\/p>\n<table border=\"1\" cellpadding=\"8\" cellspacing=\"0\" style=\"border-collapse:collapse;width:100%;margin:20px 0;\">\n<thead style=\"background:#f1f5f9;\">\n<tr>\n<th>T\u00ecnh hu\u1ed1ng<\/th>\n<th>M\u1ee9c t\u0103ng tham chi\u1ebfu<\/th>\n<th>\u0110\u00e1nh gi\u00e1<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>D\u01b0\u1edbi l\u1ea1m ph\u00e1t<\/td>\n<td>0\u20133%<\/td>\n<td>Gi\u1ea3m l\u01b0\u01a1ng th\u1ef1c t\u1ebf \u274c<\/td>\n<\/tr>\n<tr>\n<td>\u0110i\u1ec1u ch\u1ec9nh theo chi ph\u00ed s\u1ed1ng<\/td>\n<td>3\u20135%<\/td>\n<td>Gi\u1eef ch\u1ed7 \ud83d\udfe1<\/td>\n<\/tr>\n<tr>\n<td>Hi\u1ec7u su\u1ea5t t\u1ed1t<\/td>\n<td>7\u201312%<\/td>\n<td>H\u1ee3p l\u00fd \u2705<\/td>\n<\/tr>\n<tr>\n<td>Xu\u1ea5t s\u1eafc \/ th\u0103ng ch\u1ee9c<\/td>\n<td>15\u201325%<\/td>\n<td>R\u1ea5t t\u1ed1t \ud83c\udf1f<\/td>\n<\/tr>\n<tr>\n<td>Nh\u1ea3y vi\u1ec7c<\/td>\n<td>20\u201330%+<\/td>\n<td>\u0110\u00e1ng c\u00e2n nh\u1eafc \ud83d\ude80<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<h2>\u1ea2nh H\u01b0\u1edfng C\u1ee7a L\u1ea1m Ph\u00e1t \u0110\u1ebfn Ph\u1ea7n Tr\u0103m T\u0103ng L\u01b0\u01a1ng<\/h2>\n<p>L\u1ea1m ph\u00e1t l\u00e0 &#8220;k\u1ebb th\u00f9 th\u1ea7m l\u1eb7ng&#8221; c\u1ee7a m\u1ecdi \u0111\u1ee3t t\u0103ng l\u01b0\u01a1ng. M\u1ed9t con s\u1ed1 ph\u1ea7n tr\u0103m h\u1ea5p d\u1eabn tr\u00ean gi\u1ea5y c\u00f3 th\u1ec3 b\u1ed1c h\u01a1i g\u1ea7n h\u1ebft khi b\u1ea1n t\u00ednh \u0111\u1ebfn gi\u00e1 c\u1ea3 leo thang.<\/p>\n<h3>C\u00e1ch t\u00ednh t\u0103ng l\u01b0\u01a1ng th\u1ef1c t\u1ebf<\/h3>\n<p>C\u00f4ng th\u1ee9c t\u00ednh m\u1ee9c t\u0103ng l\u01b0\u01a1ng th\u1ef1c t\u1ebf (\u0111\u00e3 tr\u1eeb l\u1ea1m ph\u00e1t): <strong>T\u0103ng th\u1ef1c t\u1ebf \u2248 ((1 + T\u0103ng danh ngh\u0129a) \/ (1 + L\u1ea1m ph\u00e1t) \u2212 1) \u00d7 100%<\/strong>. V\u00ed d\u1ee5 t\u0103ng danh ngh\u0129a 8%, l\u1ea1m ph\u00e1t 5%: T\u0103ng th\u1ef1c t\u1ebf = ((1,08 \/ 1,05) \u2212 1) \u00d7 100% \u2248 2,86%. M\u1ed9t c\u00e1ch nh\u1ea9m nhanh (k\u00e9m ch\u00ednh x\u00e1c h\u01a1n) l\u00e0 l\u1ea5y t\u0103ng danh ngh\u0129a tr\u1eeb l\u1ea1m ph\u00e1t: 8% \u2212 5% = 3%. Theo \u0111\u1ecbnh ngh\u0129a tr\u00ean <a href=\"https:\/\/en.wikipedia.org\/wiki\/Real_wages\" rel=\"noopener\" target=\"_blank\">Wikipedia v\u1ec1 l\u01b0\u01a1ng th\u1ef1c t\u1ebf (real wages)<\/a>, l\u01b0\u01a1ng th\u1ef1c t\u1ebf l\u00e0 ti\u1ec1n l\u01b0\u01a1ng \u0111\u00e3 \u0111\u01b0\u1ee3c \u0111i\u1ec1u ch\u1ec9nh theo l\u1ea1m ph\u00e1t, ph\u1ea3n \u00e1nh s\u1ee9c mua th\u1eadt s\u1ef1 thay v\u00ec con s\u1ed1 danh ngh\u0129a.<\/p>\n<h3>Khi t\u0103ng l\u01b0\u01a1ng danh ngh\u0129a v\u1eabn l\u00e0 gi\u1ea3m thu nh\u1eadp<\/h3>\n<p>Trong nh\u1eefng n\u0103m l\u1ea1m ph\u00e1t cao, b\u1ea1n c\u00f3 th\u1ec3 \u0111\u01b0\u1ee3c t\u0103ng 5% nh\u01b0ng gi\u00e1 c\u1ea3 t\u0103ng 7% \u2014 ngh\u0129a l\u00e0 s\u1ee9c mua c\u1ee7a b\u1ea1n gi\u1ea3m kho\u1ea3ng 1,87%. B\u1ea1n c\u1ea7m v\u1ec1 nhi\u1ec1u ti\u1ec1n h\u01a1n v\u1ec1 con s\u1ed1, nh\u01b0ng mua \u0111\u01b0\u1ee3c \u00edt h\u00e0ng h\u00f3a h\u01a1n. \u0110\u00e2y l\u00e0 l\u00fd do b\u1ea1n n\u00ean lu\u00f4n h\u1ecfi v\u1ec1 m\u1ee9c t\u0103ng th\u1ef1c t\u1ebf, kh\u00f4ng ch\u1ec9 con s\u1ed1 danh ngh\u0129a, khi \u0111\u00e1nh gi\u00e1 m\u1ed9t \u0111\u1ee3t \u0111i\u1ec1u ch\u1ec9nh l\u01b0\u01a1ng.<\/p>\n<h3>V\u00ec sao c\u1ea7n theo d\u00f5i l\u01b0\u01a1ng th\u1ef1c t\u1ebf qua nhi\u1ec1u n\u0103m<\/h3>\n<p>Nh\u00ecn m\u1ed9t n\u0103m \u0111\u01a1n l\u1ebb c\u00f3 th\u1ec3 \u0111\u00e1nh l\u1eeba b\u1ea1n. H\u00e3y theo d\u00f5i t\u1ed5ng t\u0103ng danh ngh\u0129a so v\u1edbi t\u1ed5ng l\u1ea1m ph\u00e1t qua 3\u20135 n\u0103m \u0111\u1ec3 bi\u1ebft thu nh\u1eadp th\u1ef1c c\u1ee7a b\u1ea1n th\u1ef1c s\u1ef1 \u0111i l\u00ean hay \u0111i ngang. Nhi\u1ec1u ng\u01b0\u1eddi sau 5 n\u0103m &#8220;n\u0103m n\u00e0o c\u0169ng \u0111\u01b0\u1ee3c t\u0103ng&#8221; nh\u01b0ng s\u1ee9c mua g\u1ea7n nh\u01b0 kh\u00f4ng \u0111\u1ed5i v\u00ec to\u00e0n b\u1ed9 m\u1ee9c t\u0103ng v\u1eeba \u0111\u1ee7 b\u00f9 l\u1ea1m ph\u00e1t.<\/p>\n<div style=\"background:#f0f9ff;border-left:4px solid #0ea5e9;padding:16px;margin:20px 0;\">\n<strong>\ud83d\udccc V\u00ed d\u1ee5 th\u1ef1c t\u1ebf (Nh\u00e2n vi\u00ean v\u1eadn h\u00e0nh s\u00e0n Lazada):<\/strong><br \/>\nAnh Khoa \u0111\u01b0\u1ee3c t\u0103ng l\u01b0\u01a1ng <strong>danh ngh\u0129a 9%<\/strong> trong n\u0103m, t\u1eeb 16.000.000 l\u00ean 17.440.000 \u0111\u1ed3ng. N\u0103m \u0111\u00f3 l\u1ea1m ph\u00e1t l\u00e0 <strong>4,5%<\/strong>.<br \/>\n\u2192 T\u0103ng th\u1ef1c t\u1ebf = ((1,09 \/ 1,045) \u2212 1) \u00d7 100% \u2248 <strong>4,31%<\/strong><br \/>\nNgh\u0129a l\u00e0 d\u00f9 c\u1ea7m th\u00eam 1.440.000 \u0111\u1ed3ng\/th\u00e1ng, s\u1ee9c mua th\u1ef1c c\u1ee7a anh ch\u1ec9 t\u0103ng kho\u1ea3ng 4,31% \u2014 v\u1eabn t\u00edch c\u1ef1c, nh\u01b0ng th\u1ea5p h\u01a1n nhi\u1ec1u so v\u1edbi con s\u1ed1 9% nh\u00ecn th\u1ea5y ban \u0111\u1ea7u.\n<\/div>\n<table border=\"1\" cellpadding=\"8\" cellspacing=\"0\" style=\"border-collapse:collapse;width:100%;margin:20px 0;\">\n<thead style=\"background:#f1f5f9;\">\n<tr>\n<th>T\u0103ng danh ngh\u0129a<\/th>\n<th>L\u1ea1m ph\u00e1t<\/th>\n<th>T\u0103ng th\u1ef1c t\u1ebf (\u2248)<\/th>\n<th>K\u1ebft qu\u1ea3<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>10%<\/td>\n<td>3%<\/td>\n<td>6,80%<\/td>\n<td>S\u1ee9c mua t\u0103ng t\u1ed1t \u2705<\/td>\n<\/tr>\n<tr>\n<td>8%<\/td>\n<td>5%<\/td>\n<td>2,86%<\/td>\n<td>T\u0103ng nh\u1eb9 \ud83d\udfe1<\/td>\n<\/tr>\n<tr>\n<td>5%<\/td>\n<td>5%<\/td>\n<td>0,00%<\/td>\n<td>\u0110\u1ee9ng y\u00ean \u26a0\ufe0f<\/td>\n<\/tr>\n<tr>\n<td>5%<\/td>\n<td>7%<\/td>\n<td>\u22121,87%<\/td>\n<td>Ngh\u00e8o \u0111i \u274c<\/td>\n<\/tr>\n<tr>\n<td>15%<\/td>\n<td>4%<\/td>\n<td>10,58%<\/td>\n<td>B\u1ee9t ph\u00e1 \ud83d\ude80<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<h2>T\u00ednh L\u01b0\u01a1ng L\u0169y K\u1ebf Qua Nhi\u1ec1u N\u0103m<\/h2>\n<p>T\u0103ng l\u01b0\u01a1ng kh\u00f4ng ho\u1ea1t \u0111\u1ed9ng theo ph\u00e9p c\u1ed9ng \u0111\u01a1n gi\u1ea3n m\u00e0 theo ph\u00e9p nh\u00e2n l\u0169y k\u1ebf. Hi\u1ec3u c\u01a1 ch\u1ebf n\u00e0y gi\u00fap b\u1ea1n th\u1ea5y \u0111\u01b0\u1ee3c s\u1ee9c m\u1ea1nh c\u1ee7a nh\u1eefng \u0111\u1ee3t t\u0103ng \u0111\u1ec1u \u0111\u1eb7n trong d\u00e0i h\u1ea1n.<\/p>\n<h3>T\u0103ng l\u01b0\u01a1ng l\u00e0 ph\u00e9p nh\u00e2n, kh\u00f4ng ph\u1ea3i ph\u00e9p c\u1ed9ng<\/h3>\n<p>N\u1ebfu b\u1ea1n \u0111\u01b0\u1ee3c t\u0103ng 10% m\u1ed7i n\u0103m trong 3 n\u0103m, t\u1ed5ng m\u1ee9c t\u0103ng KH\u00d4NG ph\u1ea3i l\u00e0 30%. M\u1ed7i \u0111\u1ee3t t\u0103ng \u0111\u01b0\u1ee3c t\u00ednh tr\u00ean n\u1ec1n l\u01b0\u01a1ng \u0111\u00e3 t\u0103ng c\u1ee7a n\u0103m tr\u01b0\u1edbc. L\u01b0\u01a1ng c\u0169 20.000.000 \u0111\u1ed3ng \u00d7 1,1 \u00d7 1,1 \u00d7 1,1 = 26.620.000 \u0111\u1ed3ng, t\u1ee9c t\u0103ng 33,1% ch\u1ee9 kh\u00f4ng ph\u1ea3i 30%. Hi\u1ec7u \u1ee9ng c\u1ed9ng d\u1ed3n n\u00e0y ch\u00ednh l\u00e0 <a href=\"https:\/\/1phantram.com\/blog\/lai-kep-la-gi\/\">l\u00e3i k\u00e9p<\/a> \u00e1p d\u1ee5ng v\u00e0o thu nh\u1eadp \u2014 m\u1ed7i m\u1ee9c t\u0103ng t\u1ea1o n\u1ec1n t\u1ea3ng cao h\u01a1n cho m\u1ee9c t\u0103ng ti\u1ebfp theo.<\/p>\n<h3>C\u00f4ng th\u1ee9c l\u01b0\u01a1ng l\u0169y k\u1ebf nhi\u1ec1u n\u0103m<\/h3>\n<p><strong>L\u01b0\u01a1ng sau n n\u0103m = L\u01b0\u01a1ng ban \u0111\u1ea7u \u00d7 (1 + r\u2081) \u00d7 (1 + r\u2082) \u00d7 &#8230; \u00d7 (1 + r\u2099)<\/strong>, v\u1edbi r l\u00e0 t\u1ef7 l\u1ec7 t\u0103ng t\u1eebng n\u0103m. N\u1ebfu m\u1ed7i n\u0103m t\u0103ng c\u00f9ng t\u1ef7 l\u1ec7 r, c\u00f4ng th\u1ee9c g\u1ecdn l\u1ea1i th\u00e0nh: <strong>L\u01b0\u01a1ng sau n n\u0103m = L\u01b0\u01a1ng ban \u0111\u1ea7u \u00d7 (1 + r)\u207f<\/strong>. \u0110\u00e2y c\u0169ng l\u00e0 c\u00e1ch t\u00ednh t\u1ed1c \u0111\u1ed9 t\u0103ng tr\u01b0\u1edfng k\u00e9p, t\u01b0\u01a1ng t\u1ef1 ch\u1ec9 s\u1ed1 <a href=\"https:\/\/1phantram.com\/blog\/cagr-la-gi\/\">CAGR<\/a> d\u00f9ng trong t\u00e0i ch\u00ednh v\u00e0 \u0111\u1ea7u t\u01b0.<\/p>\n<h3>T\u1ed1c \u0111\u1ed9 t\u0103ng tr\u01b0\u1edfng l\u01b0\u01a1ng trung b\u00ecnh<\/h3>\n<p>\u0110\u1ec3 bi\u1ebft &#8220;trung b\u00ecnh m\u1ed7i n\u0103m l\u01b0\u01a1ng t\u00f4i t\u0103ng bao nhi\u00eau ph\u1ea7n&#8221;, b\u1ea1n d\u00f9ng c\u00f4ng th\u1ee9c t\u1ed1c \u0111\u1ed9 t\u0103ng tr\u01b0\u1edfng k\u00e9p: <strong>r trung b\u00ecnh = (L\u01b0\u01a1ng cu\u1ed1i \/ L\u01b0\u01a1ng \u0111\u1ea7u)^(1\/n) \u2212 1<\/strong>. V\u00ed d\u1ee5 l\u01b0\u01a1ng t\u0103ng t\u1eeb 20 tri\u1ec7u l\u00ean 35 tri\u1ec7u trong 5 n\u0103m: r = (35\/20)^(1\/5) \u2212 1 \u2248 0,0993 = 9,93%\/n\u0103m. Con s\u1ed1 n\u00e0y cho b\u1ea1n b\u1ee9c tranh ch\u00ednh x\u00e1c h\u01a1n nhi\u1ec1u so v\u1edbi vi\u1ec7c ch\u1ec9 nh\u00ecn m\u1ed9t n\u0103m \u0111\u01a1n l\u1ebb.<\/p>\n<table border=\"1\" cellpadding=\"8\" cellspacing=\"0\" style=\"border-collapse:collapse;width:100%;margin:20px 0;\">\n<thead style=\"background:#f1f5f9;\">\n<tr>\n<th>N\u0103m<\/th>\n<th>L\u01b0\u01a1ng \u0111\u1ea7u n\u0103m (VND)<\/th>\n<th>T\u0103ng<\/th>\n<th>L\u01b0\u01a1ng cu\u1ed1i n\u0103m (VND)<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>N\u0103m 1<\/td>\n<td>20.000.000<\/td>\n<td>10%<\/td>\n<td>22.000.000<\/td>\n<\/tr>\n<tr>\n<td>N\u0103m 2<\/td>\n<td>22.000.000<\/td>\n<td>10%<\/td>\n<td>24.200.000<\/td>\n<\/tr>\n<tr>\n<td>N\u0103m 3<\/td>\n<td>24.200.000<\/td>\n<td>10%<\/td>\n<td>26.620.000<\/td>\n<\/tr>\n<tr>\n<td>N\u0103m 4<\/td>\n<td>26.620.000<\/td>\n<td>10%<\/td>\n<td>29.282.000<\/td>\n<\/tr>\n<tr>\n<td>N\u0103m 5<\/td>\n<td>29.282.000<\/td>\n<td>10%<\/td>\n<td>32.210.200<\/td>\n<\/tr>\n<tr>\n<td colspan=\"2\"><strong>T\u1ed5ng t\u0103ng l\u0169y k\u1ebf sau 5 n\u0103m<\/strong><\/td>\n<td colspan=\"2\"><strong>61,05% (kh\u00f4ng ph\u1ea3i 50%)<\/strong><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<h2>C\u00e1ch Th\u01b0\u01a1ng L\u01b0\u1ee3ng T\u0103ng L\u01b0\u01a1ng D\u1ef1a Tr\u00ean S\u1ed1 Li\u1ec7u<\/h2>\n<p>Bi\u1ebft t\u00ednh ph\u1ea7n tr\u0103m t\u0103ng l\u01b0\u01a1ng ch\u1ec9 l\u00e0 m\u1ed9t n\u1eeda c\u00e2u chuy\u1ec7n. N\u1eeda c\u00f2n l\u1ea1i l\u00e0 bi\u1ebft c\u00e1ch d\u00f9ng nh\u1eefng con s\u1ed1 \u0111\u00f3 \u0111\u1ec3 th\u01b0\u01a1ng l\u01b0\u1ee3ng m\u1ed9t c\u00e1ch thuy\u1ebft ph\u1ee5c v\u00e0 chuy\u00ean nghi\u1ec7p.<\/p>\n<h3>Chu\u1ea9n b\u1ecb con s\u1ed1 tr\u01b0\u1edbc khi v\u00e0o ph\u00f2ng h\u1ecdp<\/h3>\n<p>\u0110\u1eebng bao gi\u1edd th\u01b0\u01a1ng l\u01b0\u1ee3ng b\u1eb1ng c\u1ea3m t\u00ednh. H\u00e3y t\u00ednh s\u1eb5n: m\u1ee9c t\u0103ng th\u1ef1c t\u1ebf b\u1ea1n mong mu\u1ed1n theo ph\u1ea7n tr\u0103m, con s\u1ed1 tuy\u1ec7t \u0111\u1ed1i t\u01b0\u01a1ng \u1ee9ng, v\u00e0 m\u1ee9c l\u01b0\u01a1ng th\u1ecb tr\u01b0\u1eddng cho v\u1ecb tr\u00ed c\u1ee7a b\u1ea1n. Khi b\u1ea1n n\u00f3i &#8220;t\u00f4i \u0111\u1ec1 xu\u1ea5t m\u1ee9c t\u0103ng 12%, t\u01b0\u01a1ng \u0111\u01b0\u01a1ng 2,4 tri\u1ec7u \u0111\u1ed3ng d\u1ef1a tr\u00ean \u0111\u00f3ng g\u00f3p doanh s\u1ed1 t\u0103ng 30% n\u0103m nay&#8221;, b\u1ea1n nghe chuy\u00ean nghi\u1ec7p v\u00e0 \u0111\u00e1ng tin h\u01a1n nhi\u1ec1u so v\u1edbi &#8220;t\u00f4i mu\u1ed1n \u0111\u01b0\u1ee3c t\u0103ng l\u01b0\u01a1ng&#8221;.<\/p>\n<h3>G\u1eafn m\u1ee9c t\u0103ng v\u1edbi gi\u00e1 tr\u1ecb b\u1ea1n t\u1ea1o ra<\/h3>\n<p>C\u00e1ch thuy\u1ebft ph\u1ee5c nh\u1ea5t l\u00e0 ch\u1ee9ng minh gi\u00e1 tr\u1ecb b\u1ea1n \u0111em l\u1ea1i v\u01b0\u1ee3t xa chi ph\u00ed t\u0103ng l\u01b0\u01a1ng. N\u1ebfu b\u1ea1n gi\u00fap c\u00f4ng ty t\u0103ng doanh thu, ti\u1ebft ki\u1ec7m chi ph\u00ed hay c\u1ea3i thi\u1ec7n hi\u1ec7u qu\u1ea3, h\u00e3y quy n\u00f3 ra con s\u1ed1. \u0110\u00e1nh gi\u00e1 \u0111\u00f3ng g\u00f3p c\u1ee7a b\u1ea1n c\u0169ng gi\u1ed1ng c\u00e1ch doanh nghi\u1ec7p t\u00ednh hi\u1ec7u qu\u1ea3 \u0111\u1ed3ng v\u1ed1n qua <a href=\"https:\/\/1phantram.com\/blog\/roi-la-gi-cach-tinh\/\">ROI l\u00e0 g\u00ec v\u00e0 c\u00e1ch t\u00ednh<\/a> \u2014 b\u1ea1n cho c\u00f4ng ty th\u1ea5y &#8220;\u0111\u1ea7u t\u01b0&#8221; v\u00e0o vi\u1ec7c gi\u1eef ch\u00e2n b\u1ea1n sinh l\u1eddi.<\/p>\n<h3>T\u00ednh \u0111\u1ebfn t\u1ed5ng thu nh\u1eadp, kh\u00f4ng ch\u1ec9 l\u01b0\u01a1ng c\u1ee9ng<\/h3>\n<p>Khi th\u01b0\u01a1ng l\u01b0\u1ee3ng, \u0111\u1eebng ch\u1ec9 nh\u00ecn l\u01b0\u01a1ng c\u01a1 b\u1ea3n. Th\u01b0\u1edfng, hoa h\u1ed3ng, c\u1ed5 ph\u1ea7n, b\u1ea3o hi\u1ec3m, ph\u1ee5 c\u1ea5p v\u00e0 c\u00e1c ph\u00fac l\u1ee3i kh\u00e1c \u0111\u1ec1u l\u00e0 m\u1ed9t ph\u1ea7n t\u1ed5ng thu nh\u1eadp. \u0110\u00f4i khi c\u00f4ng ty kh\u00f4ng th\u1ec3 t\u0103ng l\u01b0\u01a1ng c\u1ee9ng nhi\u1ec1u nh\u01b0ng s\u1eb5n s\u00e0ng t\u0103ng th\u01b0\u1edfng hi\u1ec7u su\u1ea5t ho\u1eb7c th\u00eam ph\u00fac l\u1ee3i \u2014 v\u00e0 t\u1ed5ng gi\u00e1 tr\u1ecb b\u1ea1n nh\u1eadn c\u00f3 th\u1ec3 t\u0103ng \u0111\u00e1ng k\u1ec3 h\u01a1n con s\u1ed1 ph\u1ea7n tr\u0103m tr\u00ean l\u01b0\u01a1ng c\u01a1 b\u1ea3n.<\/p>\n<div style=\"background:#f0f9ff;border-left:4px solid #0ea5e9;padding:16px;margin:20px 0;\">\n<strong>\ud83d\udccc V\u00ed d\u1ee5 th\u1ef1c t\u1ebf (Chuy\u00ean vi\u00ean marketing TM\u0110T):<\/strong><br \/>\nAnh \u0110\u1ea1t ph\u1ee5 tr\u00e1ch qu\u1ea3ng c\u00e1o cho m\u1ed9t th\u01b0\u01a1ng hi\u1ec7u b\u00e1n tr\u00ean Shopee v\u00e0 Lazada. N\u0103m nay anh gi\u00fap t\u0103ng doanh s\u1ed1 35%, l\u01b0\u01a1ng hi\u1ec7n t\u1ea1i 25.000.000 \u0111\u1ed3ng. Anh \u0111\u1ec1 xu\u1ea5t t\u0103ng <strong>15%<\/strong>.<br \/>\n\u2192 L\u01b0\u01a1ng \u0111\u1ec1 xu\u1ea5t = 25.000.000 \u00d7 1,15 = <strong>28.750.000 \u0111\u1ed3ng<\/strong><br \/>\nAnh tr\u00ecnh b\u00e0y: m\u1ee9c t\u0103ng 3,75 tri\u1ec7u\/n\u0103m nh\u1ecf h\u01a1n nhi\u1ec1u so v\u1edbi ph\u1ea7n l\u1ee3i nhu\u1eadn t\u0103ng th\u00eam m\u00e0 chi\u1ebfn d\u1ecbch c\u1ee7a anh t\u1ea1o ra. C\u00f4ng ty \u0111\u1ed3ng \u00fd \u1edf m\u1ee9c 13%, t\u01b0\u01a1ng \u0111\u01b0\u01a1ng 28.250.000 \u0111\u1ed3ng \u2014 m\u1ed9t k\u1ebft qu\u1ea3 th\u01b0\u01a1ng l\u01b0\u1ee3ng th\u00e0nh c\u00f4ng nh\u1edd c\u00f3 s\u1ed1 li\u1ec7u.\n<\/div>\n<h2>Sai L\u1ea7m Th\u01b0\u1eddng G\u1eb7p Khi T\u00ednh V\u00e0 \u0110\u00e1nh Gi\u00e1 T\u0103ng L\u01b0\u01a1ng<\/h2>\n<p>Hi\u1ec3u c\u00f4ng th\u1ee9c l\u00e0 ch\u01b0a \u0111\u1ee7 \u2014 nhi\u1ec1u ng\u01b0\u1eddi t\u00ednh \u0111\u00fang s\u1ed1 nh\u01b0ng \u0111\u00e1nh gi\u00e1 sai b\u1ed1i c\u1ea3nh, d\u1eabn \u0111\u1ebfn nh\u1eefng quy\u1ebft \u0111\u1ecbnh ngh\u1ec1 nghi\u1ec7p \u0111\u00e1ng ti\u1ebfc.<\/p>\n<h3>Ch\u1ec9 nh\u00ecn con s\u1ed1 danh ngh\u0129a<\/h3>\n<p>Sai l\u1ea7m ph\u1ed5 bi\u1ebfn nh\u1ea5t l\u00e0 vui m\u1eebng v\u1edbi con s\u1ed1 ph\u1ea7n tr\u0103m danh ngh\u0129a m\u00e0 qu\u00ean tr\u1eeb l\u1ea1m ph\u00e1t. M\u1ed9t m\u1ee9c t\u0103ng 6% trong n\u0103m l\u1ea1m ph\u00e1t 6% th\u1ef1c ch\u1ea5t l\u00e0 \u0111\u1ee9ng y\u00ean. Lu\u00f4n quy v\u1ec1 t\u0103ng th\u1ef1c t\u1ebf tr\u01b0\u1edbc khi vui hay bu\u1ed3n v\u1ec1 m\u1ed9t \u0111\u1ee3t \u0111i\u1ec1u ch\u1ec9nh l\u01b0\u01a1ng.<\/p>\n<h3>C\u1ed9ng ph\u1ea7n tr\u0103m qua c\u00e1c n\u0103m<\/h3>\n<p>Nhi\u1ec1u ng\u01b0\u1eddi c\u1ed9ng d\u1ed3n &#8220;n\u0103m ngo\u00e1i t\u0103ng 8%, n\u0103m nay t\u0103ng 7%, v\u1eady l\u00e0 t\u0103ng 15%&#8221; \u2014 \u0111i\u1ec1u n\u00e0y sai v\u00ec t\u0103ng l\u01b0\u01a1ng l\u00e0 ph\u00e9p nh\u00e2n l\u0169y k\u1ebf. C\u00e1ch t\u00ednh \u0111\u00fang l\u00e0 1,08 \u00d7 1,07 = 1,1556, t\u1ee9c t\u0103ng 15,56% ch\u1ee9 kh\u00f4ng ph\u1ea3i 15%. Sai s\u1ed1 n\u00e0y c\u00e0ng l\u1edbn khi t\u1ef7 l\u1ec7 v\u00e0 s\u1ed1 n\u0103m t\u0103ng l\u00ean.<\/p>\n<h3>B\u1ecf qua t\u1ed5ng thu nh\u1eadp v\u00e0 l\u1ed9 tr\u00ecnh d\u00e0i h\u1ea1n<\/h3>\n<p>M\u1ed9t s\u1ed1 ng\u01b0\u1eddi t\u1eeb ch\u1ed1i c\u00f4ng vi\u1ec7c c\u00f3 m\u1ee9c t\u0103ng ph\u1ea7n tr\u0103m th\u1ea5p h\u01a1n m\u00e0 b\u1ecf qua c\u01a1 h\u1ed9i th\u0103ng ti\u1ebfn, h\u1ecdc h\u1ecfi v\u00e0 ph\u00fac l\u1ee3i d\u00e0i h\u1ea1n t\u1ed1t h\u01a1n. L\u01b0\u01a1ng kh\u1edfi \u0111i\u1ec3m th\u1ea5p h\u01a1n nh\u01b0ng t\u1ed1c \u0111\u1ed9 t\u0103ng tr\u01b0\u1edfng nhanh v\u00e0 tr\u1ea7n thu nh\u1eadp cao h\u01a1n c\u00f3 th\u1ec3 v\u01b0\u1ee3t xa m\u1ed9t c\u00f4ng vi\u1ec7c tr\u1ea3 cao ngay nh\u01b0ng \u00edt c\u01a1 h\u1ed9i ph\u00e1t tri\u1ec3n. H\u00e3y nh\u00ecn c\u1ea3 l\u1ed9 tr\u00ecnh, kh\u00f4ng ch\u1ec9 m\u1ed9t con s\u1ed1.<\/p>\n<h2>C\u00e2u H\u1ecfi Th\u01b0\u1eddng G\u1eb7p V\u1ec1 Ph\u1ea7n Tr\u0103m T\u0103ng L\u01b0\u01a1ng (FAQ)<\/h2>\n<h3>1. C\u00e1ch t\u00ednh ph\u1ea7n tr\u0103m t\u0103ng l\u01b0\u01a1ng nh\u01b0 th\u1ebf n\u00e0o?<\/h3>\n<p>C\u00f4ng th\u1ee9c: Ph\u1ea7n tr\u0103m t\u0103ng l\u01b0\u01a1ng = ((L\u01b0\u01a1ng m\u1edbi \u2212 L\u01b0\u01a1ng c\u0169) \/ L\u01b0\u01a1ng c\u0169) \u00d7 100%. V\u00ed d\u1ee5 l\u01b0\u01a1ng c\u0169 15.000.000 \u0111\u1ed3ng, l\u01b0\u01a1ng m\u1edbi 16.500.000 \u0111\u1ed3ng \u2192 ((16.500.000 \u2212 15.000.000) \/ 15.000.000) \u00d7 100% = 10%.<\/p>\n<h3>2. T\u0103ng l\u01b0\u01a1ng bao nhi\u00eau ph\u1ea7n tr\u0103m l\u00e0 h\u1ee3p l\u00fd?<\/h3>\n<p>Kh\u00f4ng c\u00f3 con s\u1ed1 tuy\u1ec7t \u0111\u1ed1i. M\u1ee9c t\u0103ng 3\u20135% ch\u1ec9 v\u1eeba \u0111\u1ee7 b\u00f9 chi ph\u00ed s\u1ed1ng; 7\u201312% l\u00e0 h\u1ee3p l\u00fd cho ng\u01b0\u1eddi l\u00e0m t\u1ed1t; 15\u201325% d\u00e0nh cho ng\u01b0\u1eddi xu\u1ea5t s\u1eafc ho\u1eb7c \u0111\u01b0\u1ee3c th\u0103ng ch\u1ee9c; khi nh\u1ea3y vi\u1ec7c th\u01b0\u1eddng k\u1ef3 v\u1ecdng 20\u201330% tr\u1edf l\u00ean. \u0110i\u1ec1u quan tr\u1ecdng l\u00e0 m\u1ee9c t\u0103ng ph\u1ea3i cao h\u01a1n l\u1ea1m ph\u00e1t.<\/p>\n<h3>3. T\u0103ng l\u01b0\u01a1ng danh ngh\u0129a v\u00e0 t\u0103ng l\u01b0\u01a1ng th\u1ef1c t\u1ebf kh\u00e1c nhau th\u1ebf n\u00e0o?<\/h3>\n<p>T\u0103ng l\u01b0\u01a1ng danh ngh\u0129a l\u00e0 con s\u1ed1 ph\u1ea7n tr\u0103m tr\u00ean h\u1ee3p \u0111\u1ed3ng; t\u0103ng l\u01b0\u01a1ng th\u1ef1c t\u1ebf l\u00e0 ph\u1ea7n tr\u0103m sau khi tr\u1eeb l\u1ea1m ph\u00e1t. C\u00f4ng th\u1ee9c g\u1ea7n \u0111\u00fang: T\u0103ng th\u1ef1c t\u1ebf \u2248 ((1 + T\u0103ng danh ngh\u0129a) \/ (1 + L\u1ea1m ph\u00e1t) \u2212 1) \u00d7 100%. T\u0103ng th\u1ef1c t\u1ebf m\u1edbi ph\u1ea3n \u00e1nh s\u1ee9c mua th\u1eadt c\u1ee7a b\u1ea1n.<\/p>\n<h3>4. T\u1ea1i sao kh\u00f4ng th\u1ec3 c\u1ed9ng ph\u1ea7n tr\u0103m t\u0103ng l\u01b0\u01a1ng qua c\u00e1c n\u0103m?<\/h3>\n<p>V\u00ec t\u0103ng l\u01b0\u01a1ng l\u00e0 ph\u00e9p nh\u00e2n l\u0169y k\u1ebf, m\u1ed7i \u0111\u1ee3t t\u0103ng t\u00ednh tr\u00ean n\u1ec1n l\u01b0\u01a1ng \u0111\u00e3 t\u0103ng n\u0103m tr\u01b0\u1edbc. T\u0103ng 10% hai n\u0103m li\u00ean ti\u1ebfp cho ra 1,1 \u00d7 1,1 = 1,21, t\u1ee9c 21% ch\u1ee9 kh\u00f4ng ph\u1ea3i 20%. \u0110\u00e2y ch\u00ednh l\u00e0 hi\u1ec7u \u1ee9ng l\u00e3i k\u00e9p \u00e1p d\u1ee5ng v\u00e0o thu nh\u1eadp.<\/p>\n<h3>5. L\u00e0m sao t\u00ednh l\u01b0\u01a1ng sau khi \u0111\u01b0\u1ee3c t\u0103ng theo ph\u1ea7n tr\u0103m?<\/h3>\n<p>D\u00f9ng c\u00f4ng th\u1ee9c: L\u01b0\u01a1ng m\u1edbi = L\u01b0\u01a1ng c\u0169 \u00d7 (1 + Ph\u1ea7n tr\u0103m t\u0103ng \/ 100). V\u00ed d\u1ee5 l\u01b0\u01a1ng c\u0169 22.000.000 \u0111\u1ed3ng, t\u0103ng 7% \u2192 22.000.000 \u00d7 1,07 = 23.540.000 \u0111\u1ed3ng.<\/p>\n<h3>6. T\u0103ng l\u01b0\u01a1ng 5% nh\u01b0ng l\u1ea1m ph\u00e1t 5% th\u00ec sao?<\/h3>\n<p>Khi \u0111\u00f3 t\u0103ng l\u01b0\u01a1ng th\u1ef1c t\u1ebf c\u1ee7a b\u1ea1n x\u1ea5p x\u1ec9 0%, ngh\u0129a l\u00e0 s\u1ee9c mua \u0111\u1ee9ng y\u00ean d\u00f9 con s\u1ed1 tr\u00ean l\u01b0\u01a1ng c\u00f3 nh\u00edch l\u00ean. B\u1ea1n c\u1ea7m th\u00eam ti\u1ec1n nh\u01b0ng mua \u0111\u01b0\u1ee3c l\u01b0\u1ee3ng h\u00e0ng h\u00f3a t\u01b0\u01a1ng \u0111\u01b0\u01a1ng n\u0103m tr\u01b0\u1edbc. \u0110\u1ec3 c\u1ea3i thi\u1ec7n thu nh\u1eadp th\u1ef1c, m\u1ee9c t\u0103ng ph\u1ea3i cao h\u01a1n l\u1ea1m ph\u00e1t.<\/p>\n<h3>7. Ph\u1ea7n tr\u0103m t\u0103ng l\u01b0\u01a1ng li\u00ean quan th\u1ebf n\u00e0o t\u1edbi qu\u1ea3n l\u00fd t\u00e0i ch\u00ednh c\u00e1 nh\u00e2n?<\/h3>\n<p>Bi\u1ebft ch\u00ednh x\u00e1c thu nh\u1eadp t\u0103ng bao nhi\u00eau ph\u1ea7n th\u1ef1c t\u1ebf gi\u00fap b\u1ea1n l\u1eadp k\u1ebf ho\u1ea1ch ti\u1ebft ki\u1ec7m, \u0111\u1ea7u t\u01b0 v\u00e0 chi ti\u00eau h\u1ee3p l\u00fd, tr\u00e1nh &#8220;l\u1ea1m ph\u00e1t l\u1ed1i s\u1ed1ng&#8221;. \u0110\u00e2y l\u00e0 n\u1ec1n t\u1ea3ng c\u1ee7a qu\u1ea3n l\u00fd t\u00e0i ch\u00ednh c\u00e1 nh\u00e2n l\u00e0nh m\u1ea1nh v\u00e0 x\u00e2y d\u1ef1ng t\u00e0i s\u1ea3n d\u00e0i h\u1ea1n.<\/p>\n<div style=\"background:#f0f9ff;border-left:4px solid #0ea5e9;padding:16px;margin:24px 0;\">\n<strong>\ud83c\udfaf T\u00ednh ph\u1ea7n tr\u0103m t\u0103ng l\u01b0\u01a1ng v\u00e0 so s\u00e1nh l\u1eddi m\u1eddi trong v\u00e0i gi\u00e2y:<\/strong> \u0110\u1eebng \u0111\u1ec3 nh\u1eefng ph\u00e9p t\u00ednh th\u1ee7 c\u00f4ng l\u00e0m b\u1ea1n \u0111\u00e1nh gi\u00e1 sai m\u1ed9t c\u01a1 h\u1ed9i ngh\u1ec1 nghi\u1ec7p. H\u00e3y d\u00f9ng b\u1ed9 c\u00f4ng c\u1ee5 t\u00ednh ph\u1ea7n tr\u0103m, t\u1ef7 l\u1ec7 v\u00e0 chuy\u1ec3n \u0111\u1ed5i mi\u1ec5n ph\u00ed t\u1ea1i <a href=\"https:\/\/1phantram.com\"><strong>1phantram.com<\/strong><\/a> \u0111\u1ec3 t\u00ednh ph\u1ea7n tr\u0103m t\u0103ng l\u01b0\u01a1ng, l\u01b0\u01a1ng sau khi t\u0103ng, t\u0103ng l\u01b0\u01a1ng th\u1ef1c t\u1ebf sau l\u1ea1m ph\u00e1t v\u00e0 nhi\u1ec1u h\u01a1n n\u1eefa \u2014 nhanh, ch\u00ednh x\u00e1c, ho\u00e0n to\u00e0n mi\u1ec5n ph\u00ed. Hi\u1ec3u r\u00f5 con s\u1ed1 l\u00e0 b\u01b0\u1edbc \u0111\u1ea7u ti\u00ean \u0111\u1ec3 th\u01b0\u01a1ng l\u01b0\u1ee3ng th\u00f4ng minh v\u00e0 x\u00e2y d\u1ef1ng thu nh\u1eadp b\u1ec1n v\u1eefng.\n<\/div>\n<\/article>\n<p><script type=\"application\/ld+json\">\n{\n  \"@context\": \"https:\/\/schema.org\",\n  \"@type\": \"FAQPage\",\n  \"mainEntity\": [\n    {\n      \"@type\": \"Question\",\n      \"name\": \"C\u00e1ch t\u00ednh ph\u1ea7n tr\u0103m t\u0103ng l\u01b0\u01a1ng nh\u01b0 th\u1ebf n\u00e0o?\",\n      \"acceptedAnswer\": {\n        \"@type\": \"Answer\",\n        \"text\": \"C\u00f4ng th\u1ee9c: Ph\u1ea7n tr\u0103m t\u0103ng l\u01b0\u01a1ng = ((L\u01b0\u01a1ng m\u1edbi tr\u1eeb L\u01b0\u01a1ng c\u0169) \/ L\u01b0\u01a1ng c\u0169) nh\u00e2n 100%. V\u00ed d\u1ee5 l\u01b0\u01a1ng c\u0169 15.000.000 \u0111\u1ed3ng, l\u01b0\u01a1ng m\u1edbi 16.500.000 \u0111\u1ed3ng th\u00ec k\u1ebft qu\u1ea3 l\u00e0 10%.\"\n      }\n    },\n    {\n      \"@type\": \"Question\",\n      \"name\": \"T\u0103ng l\u01b0\u01a1ng bao nhi\u00eau ph\u1ea7n tr\u0103m l\u00e0 h\u1ee3p l\u00fd?\",\n      \"acceptedAnswer\": {\n        \"@type\": \"Answer\",\n        \"text\": \"Kh\u00f4ng c\u00f3 con s\u1ed1 tuy\u1ec7t \u0111\u1ed1i. M\u1ee9c t\u0103ng 3-5% ch\u1ec9 v\u1eeba \u0111\u1ee7 b\u00f9 chi ph\u00ed s\u1ed1ng; 7-12% l\u00e0 h\u1ee3p l\u00fd cho ng\u01b0\u1eddi l\u00e0m t\u1ed1t; 15-25% d\u00e0nh cho ng\u01b0\u1eddi xu\u1ea5t s\u1eafc ho\u1eb7c \u0111\u01b0\u1ee3c th\u0103ng ch\u1ee9c; khi nh\u1ea3y vi\u1ec7c th\u01b0\u1eddng k\u1ef3 v\u1ecdng 20-30% tr\u1edf l\u00ean. \u0110i\u1ec1u quan tr\u1ecdng l\u00e0 m\u1ee9c t\u0103ng ph\u1ea3i cao h\u01a1n l\u1ea1m ph\u00e1t.\"\n      }\n    },\n    {\n      \"@type\": \"Question\",\n      \"name\": \"T\u0103ng l\u01b0\u01a1ng danh ngh\u0129a v\u00e0 t\u0103ng l\u01b0\u01a1ng th\u1ef1c t\u1ebf kh\u00e1c nhau th\u1ebf n\u00e0o?\",\n      \"acceptedAnswer\": {\n        \"@type\": \"Answer\",\n        \"text\": \"T\u0103ng l\u01b0\u01a1ng danh ngh\u0129a l\u00e0 con s\u1ed1 ph\u1ea7n tr\u0103m tr\u00ean h\u1ee3p \u0111\u1ed3ng; t\u0103ng l\u01b0\u01a1ng th\u1ef1c t\u1ebf l\u00e0 ph\u1ea7n tr\u0103m sau khi tr\u1eeb l\u1ea1m ph\u00e1t. C\u00f4ng th\u1ee9c g\u1ea7n \u0111\u00fang: T\u0103ng th\u1ef1c t\u1ebf x\u1ea5p x\u1ec9 ((1 + T\u0103ng danh ngh\u0129a) \/ (1 + L\u1ea1m ph\u00e1t) tr\u1eeb 1) nh\u00e2n 100%. T\u0103ng th\u1ef1c t\u1ebf m\u1edbi ph\u1ea3n \u00e1nh s\u1ee9c mua th\u1eadt c\u1ee7a b\u1ea1n.\"\n      }\n    },\n    {\n      \"@type\": \"Question\",\n      \"name\": \"T\u1ea1i sao kh\u00f4ng th\u1ec3 c\u1ed9ng ph\u1ea7n tr\u0103m t\u0103ng l\u01b0\u01a1ng qua c\u00e1c n\u0103m?\",\n      \"acceptedAnswer\": {\n        \"@type\": \"Answer\",\n        \"text\": \"V\u00ec t\u0103ng l\u01b0\u01a1ng l\u00e0 ph\u00e9p nh\u00e2n l\u0169y k\u1ebf, m\u1ed7i \u0111\u1ee3t t\u0103ng t\u00ednh tr\u00ean n\u1ec1n l\u01b0\u01a1ng \u0111\u00e3 t\u0103ng n\u0103m tr\u01b0\u1edbc. T\u0103ng 10% hai n\u0103m li\u00ean ti\u1ebfp cho ra 1,1 nh\u00e2n 1,1 b\u1eb1ng 1,21, t\u1ee9c 21% ch\u1ee9 kh\u00f4ng ph\u1ea3i 20%. \u0110\u00e2y ch\u00ednh l\u00e0 hi\u1ec7u \u1ee9ng l\u00e3i k\u00e9p \u00e1p d\u1ee5ng v\u00e0o thu nh\u1eadp.\"\n      }\n    },\n    {\n      \"@type\": \"Question\",\n      \"name\": \"L\u00e0m sao t\u00ednh l\u01b0\u01a1ng sau khi \u0111\u01b0\u1ee3c t\u0103ng theo ph\u1ea7n tr\u0103m?\",\n      \"acceptedAnswer\": {\n        \"@type\": \"Answer\",\n        \"text\": \"D\u00f9ng c\u00f4ng th\u1ee9c: L\u01b0\u01a1ng m\u1edbi = L\u01b0\u01a1ng c\u0169 nh\u00e2n (1 + Ph\u1ea7n tr\u0103m t\u0103ng \/ 100). V\u00ed d\u1ee5 l\u01b0\u01a1ng c\u0169 22.000.000 \u0111\u1ed3ng, t\u0103ng 7% th\u00ec l\u01b0\u01a1ng m\u1edbi l\u00e0 22.000.000 nh\u00e2n 1,07 b\u1eb1ng 23.540.000 \u0111\u1ed3ng.\"\n      }\n    },\n    {\n      \"@type\": \"Question\",\n      \"name\": \"T\u0103ng l\u01b0\u01a1ng 5% nh\u01b0ng l\u1ea1m ph\u00e1t 5% th\u00ec sao?\",\n      \"acceptedAnswer\": {\n        \"@type\": \"Answer\",\n        \"text\": \"Khi \u0111\u00f3 t\u0103ng l\u01b0\u01a1ng th\u1ef1c t\u1ebf c\u1ee7a b\u1ea1n x\u1ea5p x\u1ec9 0%, ngh\u0129a l\u00e0 s\u1ee9c mua \u0111\u1ee9ng y\u00ean d\u00f9 con s\u1ed1 tr\u00ean l\u01b0\u01a1ng c\u00f3 nh\u00edch l\u00ean. B\u1ea1n c\u1ea7m th\u00eam ti\u1ec1n nh\u01b0ng mua \u0111\u01b0\u1ee3c l\u01b0\u1ee3ng h\u00e0ng h\u00f3a t\u01b0\u01a1ng \u0111\u01b0\u01a1ng n\u0103m tr\u01b0\u1edbc. \u0110\u1ec3 c\u1ea3i thi\u1ec7n thu nh\u1eadp th\u1ef1c, m\u1ee9c t\u0103ng ph\u1ea3i cao h\u01a1n l\u1ea1m ph\u00e1t.\"\n      }\n    },\n    {\n      \"@type\": \"Question\",\n      \"name\": \"Ph\u1ea7n tr\u0103m t\u0103ng l\u01b0\u01a1ng li\u00ean quan th\u1ebf n\u00e0o t\u1edbi qu\u1ea3n l\u00fd t\u00e0i ch\u00ednh c\u00e1 nh\u00e2n?\",\n      \"acceptedAnswer\": {\n        \"@type\": \"Answer\",\n        \"text\": \"Bi\u1ebft ch\u00ednh x\u00e1c thu nh\u1eadp t\u0103ng bao nhi\u00eau ph\u1ea7n th\u1ef1c t\u1ebf gi\u00fap b\u1ea1n l\u1eadp k\u1ebf ho\u1ea1ch ti\u1ebft ki\u1ec7m, \u0111\u1ea7u t\u01b0 v\u00e0 chi ti\u00eau h\u1ee3p l\u00fd, tr\u00e1nh l\u1ea1m ph\u00e1t l\u1ed1i s\u1ed1ng. \u0110\u00e2y l\u00e0 n\u1ec1n t\u1ea3ng c\u1ee7a qu\u1ea3n l\u00fd t\u00e0i ch\u00ednh c\u00e1 nh\u00e2n l\u00e0nh m\u1ea1nh v\u00e0 x\u00e2y d\u1ef1ng t\u00e0i s\u1ea3n d\u00e0i h\u1ea1n.\"\n      }\n    }\n  ]\n}\n<\/script><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Ph\u1ea7n tr\u0103m t\u0103ng l\u01b0\u01a1ng l\u00e0 m\u1ed9t trong nh\u1eefng con s\u1ed1 \u0111\u01b0\u1ee3c mong ch\u1edd nh\u1ea5t m\u1ed7i d\u1ecbp cu\u1ed1i n\u0103m hay \u0111\u1ea7u n\u0103m t\u00e0i ch\u00ednh, nh\u01b0ng c\u0169ng&#8230;<\/p>\n","protected":false},"author":1,"featured_media":1100,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"rank_math_title":"","rank_math_description":"","rank_math_focus_keyword":"","footnotes":""},"categories":[31],"tags":[],"class_list":["post-1099","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-kinh-doanh-ban-hang"],"_links":{"self":[{"href":"https:\/\/1phantram.com\/blog\/wp-json\/wp\/v2\/posts\/1099","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/1phantram.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/1phantram.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/1phantram.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/1phantram.com\/blog\/wp-json\/wp\/v2\/comments?post=1099"}],"version-history":[{"count":1,"href":"https:\/\/1phantram.com\/blog\/wp-json\/wp\/v2\/posts\/1099\/revisions"}],"predecessor-version":[{"id":1143,"href":"https:\/\/1phantram.com\/blog\/wp-json\/wp\/v2\/posts\/1099\/revisions\/1143"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/1phantram.com\/blog\/wp-json\/wp\/v2\/media\/1100"}],"wp:attachment":[{"href":"https:\/\/1phantram.com\/blog\/wp-json\/wp\/v2\/media?parent=1099"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/1phantram.com\/blog\/wp-json\/wp\/v2\/categories?post=1099"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/1phantram.com\/blog\/wp-json\/wp\/v2\/tags?post=1099"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}